-
Bank: UOBFeatures: Up to 5% rebate, plus 2.43% interest rate on savings
Annual income S$30000 for SC / PR, S$40,000 for Foreigners, or a Fixed Deposit collateral of min S$10,000 is required
Remarks: Need to spend more than S$500, S$1000, S$2000 for every month in a bill quarter (with at least 3 transactions per month) to be eligible for S$50, S$100, S$300 rebate
Related Article: Tips to achieve continuously min monthly spending
-
Bank: DBS / POSBFeatures:
Annual income S$30,000 for SC / PR, S$45,000 for Foreigners
* 6% Cashback on your online purchases (Till 29 Feb 2016)
* 3X DBS Points on online, overseas, EZ-Reload & Visa payWave
* First 5 or 2 years fee waiver
-
Bank: Standard Chartered Bank (Singapore)Features:
Annual income S$30,000 (Foreigners S$60,000)
* 7% rebate on online payment
* 2% rebate on supermarkets
* Minimum S$600 month spend required
* Tips: you could buy supermarkets vouchers promptly to be eligible to 6% rebate
* Related Article: Tips to achieve monthly S$500 online spending.
-
Bank: CitibankFeatures:
Annual income S$30,000 (Foreigners S$60,000)
* 10X on clothes, shoes, or bags (local & overseas)
* 10X on department store (local & overseas)
* 10X on Online Shopping exclude FB, travel, government etc.
* 10X equals to 3%~4%rebate, or 4 miles
* Points Expiration - 5 years
-
Bank: DBS / POSBFeatures:
Annual income S$80,000
* 10X on online purchases (equals to 3.5~4% rebate, or 4 miles).
* Goverment spending & EZ-link spendings was eligible for 10X.
* 10X is caulated by every S$5, and only for first S$2000 monthly spending.
* DBS points is valid for 1 year.
-
Bank: UOBFeatures:
Annual income S$30,000 (Foreigners S$40,000)
* Earn 10X for paywave, and online shopping (equals to 3~3.5% rebate, or 4 miles).
* 10X is caulated by every S$5.
* Goverment spending & EZ-link spendings was not eligible for 10X.
* Expiration: Around 3 years
-
Bank: HSBCFeatures:
Annual income S$30,000 for SC / PR, S$40,000 for Foreigners, or a Fixed Deposit collateral of min S$10,000
* 5X Rewards points on online, dining and entertainment
* 1X Rewards point with every S$1 charged on all other spend
* First 2 years fee waiver
-
Bank: Bank of China SingaporeFeatures: 6% on selected online purchases
Annual income S$30,000 (Foreigners S$60,000)
* 0.5% + 5% if monthly spending @ S$500~S$1000,
* 1% + 5% if above S$1000 (5% rebate capped at S$1000, i.e. S$50),
* or 0.5% if less than S$500
* Uncomfortable banking experience.
-
Bank: HSBCHSBC Advance Visa Platinum Credit Card allows you to enjoy 10X Rewards points on online, dining and entertainment, 14% instant petrol discount at Shell and Caltex stations, and 15% off dining bill at over 50 leading European restaurants. Exclusively for customers who have an Advance relationship with HSBC.
HSBC Advance account holder, with Annual income S$30,000 (Foreigners S$40,000)
-
Bank: OCBC Bank SingaporeFeatures:
Annual income S$30,000 (Foreigners S$45,000)
* 6% rebate on weekend dinning locally; 3% rebate on weekday dinning locally or overseas dinning
* 3% rebate on Online Shopping, Groceries, Recurring Telecommunication bills (Singtel / Starhub / M1)
* Up to 14% Fuel Savings at selected petrol stations; 5% Cashback at all petrol service stations
* Minimum of S$600 spend in a calendar month. Otherwise a flat 0.3% cashback is awarded.
* Cashback amount is capped at S$80 per calendar month.
-
Bank: Standard Chartered Bank (Singapore)Features:
Annual income S$30,000 (Foreigners S$60,000)
* 3% rebate with min S$3000 bill monthly spending
* Capped at S$200 per quarter.
* To those who want to buy expensive items
-
Bank: OCBC Bank SingaporeFeatures (From 1 Oct 2015):
Minimum annual income of S$30,000.
* 6% rebate on online shopping
* 3% / 5% rebate on entertainment
* 3% rebate on first 2 NETS Flashpay ATU (Auto top-up)
* 0.5% on others
* Rebates capped at S$60 per month
Remarks: Minimum S$400 offline transactions per month
Recommend: Not recommended.