You could enjoy up to 7% rebate on some supermarkets (incl. FairPrice, Sheng Siong, Giant), up to 5% savings on toys & books, and up to 15% on coffees.

Features

  • 2.7% ~ 7.3% rebate on FairPrice (since 15 Sep 2014. View Details)
  • Up to 7% rebate on Sheng Siong / Giant etc.
  • Up to 5% savings on toys & books
  • Up to 2% on EZ-Reload
  • 1% on Citibank One-Bill
  • You may accumulate a maximum of 280 SMRT$ during any 12 month period commencing from the (i) date of your Card is issued; or (ii)the date of the statement of account in the month your Card account is renewed.

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1 5% SMRT$ is awarded for transactions of $50 and above. 3% SMRT$ is awarded for transactions less than $50.
2 Citi Rebate is awarded to transactions made at Sheng Siong and Giant only. 2% Citi Rebate is awarded for transactions of $50 and above. 1% Citi Rebate is awarded for transactions of $20 to less than $50. Other Citi Rebate terms and conditions apply.
3 10% Citi Rebate is awarded for transactions made at Starbucks outlets in Singapore only. Other Citi Rebate terms and conditions apply.
4 2% SMRT$ is awarded for EZ-Reload transactions of more than S$30.25. 1% SMRT$ is awarded for EZ-Reload transactions of S$30.25 or less.
5 2% Citi Rebate is awarded for transactions of S$50 and above. 1% Citi Rebate is awarded for transactions of S$20 to less than S$50. Citi Rebate is awarded for transactions made at Guardian outlets only. Other Citi Rebate terms and conditions apply.

Sign-up promotion

  • Receive FREE Cable size lugguge when you apply 2 Credit Cards + 1 Ready Credit

Annual Fee

$160.50. Waived for first 2 years.

Eligibility

Be at least 21 years of age, and have a minimum annual income of

  • S$30,000 for Singapore Citizen or Singapore Permanent Resident
  • S$42,000 for Foreigner